:root {
  --blue-900: #173f84;
  --blue-800: #1f4d96;
  --green-700: #5f8e2b;
  --green-100: #eef6e6;
  --gold-500: #d8bd3b;
  --sand: #f7f7f4;
  --white: #ffffff;
  --text: #182126;
  --muted: #5f6b73;
  --border: #d9e2dd;
  --shadow: 0 18px 45px rgba(23, 63, 132, 0.12);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: 'Inter', system-ui, -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  color: var(--text);
  background: var(--white);
  line-height: 1.6;
}
img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
.container {
  width: min(1120px, calc(100% - 2rem));
  margin: 0 auto;
}
.site-header {
  position: sticky;
  top: 0;
  z-index: 10;
  background: rgba(255,255,255,.96);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid rgba(0,0,0,.05);
}
.nav-wrap {
  min-height: 84px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
}
.brand-logo {
  width: 240px;
  height: auto;
}
.main-nav {
  display: flex;
  gap: 1.2rem;
  align-items: center;
}
.main-nav a {
  font-weight: 600;
  color: var(--muted);
}
.main-nav a:hover { color: var(--blue-900); }
.menu-btn {
  display: none;
  border: 0;
  background: transparent;
  font-size: 1.7rem;
}
.hero {
  background: linear-gradient(135deg, rgba(238,246,230,1) 0%, rgba(247,247,244,1) 100%);
  padding: 5.5rem 0 4rem;
}
.hero-grid,
.split-grid {
  display: grid;
  grid-template-columns: 1.2fr 1fr;
  gap: 2rem;
  align-items: center;
}
.eyebrow {
  text-transform: uppercase;
  letter-spacing: .12em;
  color: var(--green-700);
  font-size: .82rem;
  font-weight: 700;
}
h1, h2, h3 {
  line-height: 1.15;
  margin: 0 0 1rem;
}
h1 { font-size: clamp(2.3rem, 5vw, 4.1rem); color: var(--blue-900); }
h2 { font-size: clamp(1.8rem, 3vw, 2.8rem); }
h3 { font-size: 1.2rem; }
.hero-text, .section-head p, .card p, .quote-card p, .highlight-box li, .contact-list p, .faq-list p, .form-note {
  color: var(--muted);
}
.hero-actions {
  margin: 1.8rem 0;
  display: flex;
  gap: 1rem;
  flex-wrap: wrap;
}
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 48px;
  padding: .9rem 1.25rem;
  border-radius: 999px;
  font-weight: 700;
  transition: .2s ease;
}
.btn-primary {
  background: var(--blue-900);
  color: var(--white);
}
.btn-primary:hover { background: var(--blue-800); transform: translateY(-1px); }
.btn-secondary {
  border: 1px solid var(--blue-900);
  color: var(--blue-900);
}
.btn-secondary:hover { background: #edf3ff; }
.full { width: 100%; }
.hero-badges {
  display: flex;
  flex-wrap: wrap;
  gap: .75rem;
  padding: 0;
  margin: 0;
  list-style: none;
}
.hero-badges li,
.trust-grid div {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 999px;
  padding: .7rem 1rem;
  font-weight: 600;
}
.hero-card, .highlight-box, .stats-card, .contact-form, .card, .quote-card, .process-step {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 24px;
  box-shadow: var(--shadow);
}
.stats-card { padding: 2rem; }
.stats-list { display: grid; gap: 1rem; }
.stats-list div {
  padding-bottom: 1rem;
  border-bottom: 1px solid var(--border);
}
.stats-list div:last-child { border-bottom: 0; padding-bottom: 0; }
.stats-list strong {
  display: block;
  margin-bottom: .35rem;
}
.trust-bar {
  padding: 1.25rem 0;
  background: var(--white);
  border-top: 1px solid rgba(0,0,0,.05);
  border-bottom: 1px solid rgba(0,0,0,.05);
}
.trust-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: .8rem;
}
.section { padding: 5rem 0; }
.section.alt { background: var(--sand); }
.section-head {
  max-width: 720px;
  margin-bottom: 2rem;
}
.cards-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.25rem;
}
.card, .quote-card { padding: 1.6rem; }
.highlight-box { padding: 2rem; }
.highlight-box ul {
  padding-left: 1.1rem;
  margin: 0;
}
.process-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1rem;
}
.process-step { padding: 1.5rem; }
.process-step span {
  width: 42px;
  height: 42px;
  display: inline-grid;
  place-items: center;
  border-radius: 50%;
  background: var(--green-100);
  color: var(--blue-900);
  font-weight: 800;
  margin-bottom: 1rem;
}
.faq-list { display: grid; gap: 1rem; }
details {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 18px;
  padding: 1rem 1.2rem;
}
summary {
  cursor: pointer;
  font-weight: 700;
}
.cta-band {
  background: linear-gradient(135deg, var(--blue-900), var(--blue-800));
  color: var(--white);
}
.cta-band .eyebrow,
.cta-band h2 { color: var(--white); }
.cta-band-wrap {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
}
.contact-form { padding: 1.5rem; }
.contact-form label {
  display: block;
  font-weight: 600;
  margin-bottom: 1rem;
}
.contact-form input,
.contact-form select,
.contact-form textarea {
  width: 100%;
  margin-top: .45rem;
  border: 1px solid var(--border);
  border-radius: 14px;
  padding: .9rem 1rem;
  font: inherit;
}
.hidden-field { display: none; }
.site-footer {
  padding: 2rem 0;
  background: #10274f;
  color: rgba(255,255,255,.9);
}
.footer-wrap {
  display: flex;
  justify-content: space-between;
  gap: 1rem;
  align-items: center;
}
.footer-links {
  display: flex;
  gap: 1rem;
  flex-wrap: wrap;
}
.footer-logo {
  width: 210px;
  height: auto;
  border-radius: 8px;
}
.quote-card a, .contact-list a { color: var(--blue-900); font-weight: 700; }
.site-footer a { color: rgba(255,255,255,.9); }

@media (max-width: 960px) {
  .hero-grid,
  .split-grid,
  .cards-grid,
  .process-grid,
  .trust-grid,
  .cta-band-wrap {
    grid-template-columns: 1fr;
    display: grid;
  }
  .footer-wrap {
    flex-direction: column;
    align-items: flex-start;
  }
}

@media (max-width: 760px) {
  .brand-logo { width: 180px; }
  .menu-btn { display: block; }
  .main-nav {
    display: none;
    position: absolute;
    top: 84px;
    left: 0;
    right: 0;
    background: var(--white);
    padding: 1rem;
    flex-direction: column;
    border-bottom: 1px solid var(--border);
  }
  .main-nav.open { display: flex; }
  .hero { padding-top: 4.5rem; }
}